martin2 | Bankruptcy Service

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5 Reasons Why Good Credit Matters

“Society is becoming increasingly dependent on using credit to make purchases and decisions. These days, good credit is used for more than just getting a credit card or a loan. More and more businesses are making the case that you must have good credit before they extend products or services to you. It Affects Where […]

Bankruptcy Basics: When Should You Throw in the Towel?

“Bankruptcy is a scary proposition. The word “bankruptcy” itself sounds so ominous. The media bombards us with nightmare tales of seemingly solid business giants going from bedrock to bankrupt. The list of the bankrupt runs the spectrum from personal to corporate bringing together the likes of Donald Trump with Enron. And gossip columns never tire […]

5 Reasons to Have Good Credit

“A good credit score is important for anyone to have. Loans are a necessary part of life for most of us. Building a solid credit history and maintaining a high credit score can have a dramatic impact on your quality of life now and in the future when you’re considering applying for a loan or […]

San Bernardino officially out of bankruptcy

“SAN BERNARDINO >> The city’s exit from bankruptcy, which Judge Meredith Jury approved months ago, is now official. The effective date of the bankruptcy exit — June 15 — means the city has 30 days from then to start making payments to its creditors under the terms laid out in its bankruptcy exit plan. Those obligations […]

CNBC: Bankruptcy Info

“It’s only Monday, and the retail sector has already seen a rough start to the week. Gymboree’s filing for Chapter 11 bankruptcy protection has many retail industry watchers wondering who’s next. With the record pace of bankruptcies in the industry this year, bankruptcy, for some, is becoming an issue of when the company will file, […]

Credit Counseling

Living paycheck to paycheck? Worried about debt collectors? Can’t seem to develop a workable budget, let alone save money for retirement? If this sounds familiar, you may be considering the services of a credit counselor. Credit counseling is a service that educates and guides consumers who are trying to gain control of their finances. It […]

About Our Firm

  The Law Office Of Raymond Perez Attorney Raymond Perez has over 25 years of experience in Bankruptcy Law, he has established a strong rapport with the Federal Bankruptcy Court and Trustees. Attorney Raymond Perez knows how to effectively protect your rights with efficiency and accuracy, resulting in elimination of your debt and protecting your […]

Save Your Home

Chapter 13 Bankruptcy The goal in a Chapter 13 bankruptcy is to restructure a payment plan. If you can make and maintain timely payments, Chapter 13 allows you to retain property with significant equity, such as your automobile or home. Chapter 13 is intended for those who are struggling financially to maintain ownership of their property or […]

Considering a Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is a process that gives you the opportunity to make a fresh financial start. Our Los Angeles and Orange County Chapter 7 attorney will help you to eliminate all of your unsecured debt, such as credit cards, most personal loans, student loans, medical bills, collections, it will also eliminate wage garnishments, lawsuits, […]

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