Save Your Home – Bankruptcy Service

Save Your Home

Chapter 13 Bankruptcy

The goal in a Chapter 13 bankruptcy is to restructure a payment plan. If you can make and maintain timely payments, Chapter 13 allows you to retain property with significant equity, such as your automobile or home. Chapter 13 is intended for those who are struggling financially to maintain ownership of their property or have high household income.

If you don’t take full advantage of a Bankruptcy Chapter 13, you run the risk of losing your home in a foreclosure process. 

You should consider filing a Chapter 13 plan if you:

-Are considerably behind on mortgage payments, but can catch up if you’re given enough time

-Are in danger of losing your home, but have the ability to make future payments

-Have valuable property, which is not exempt, and can afford to pay Chapter 13 plan payments


Your Chapter 13 Bankruptcy case begins by filing a petition with the bankruptcy court in your area. You will need to submit several items to the court. Some of these items include:

  • A complete financial statement.

  • A current listing of your assets and liabilities.

  • A list of your current income and expenditures.

  • A schedule of any loan contracts and unexpired leases.

    Documents for filing bankruptcy

Foreclosure Protection

Chapter 13 bankruptcy allows you to keep your home or property and pay off your debts over a specific time period, usually three to five years. The repayment plan will be approved by the bankruptcy court if it complies with applicable Bankruptcy Law.

The most important condition to keep in mind while filing for a Chapter 13 is that you must be able to make all mortgage payments during this time. The current eligibility for Chapter 13 debt-relief is as follows:

Unsecured debts (like credit cards) are less than $360,475

Secured debts (like your mortgage or car loan) are less than $1,081,400

There are many benefits to filing a Chapter 13 bankruptcy. We encourage you to call our law office today and talk to an experienced attorney. We will answer all of your questions and help you determine the best course of action. Call today for your phone consultation and let us help you get your life back under control.


Contact us and we would be glad to help! (Please Check SPAM FOLDER)


11445 Paramount Blvd.

Suite A

Downey, CA 90241


3200 E Guasti Rd

Suite #100

Ontario, CA 91761



Office Hours:

Monday - Friday: 8:30 am - 5 pm

Saturday: By Appointment

Sunday: Closed